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RRSP options when you turn 71

Source URL

https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/rrsps-related-plans/rrsp-options-when-you-turn-71.html

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RRSP options when you turn 71

December 31 of the year you turn 71 years old is the last day that you can contribute to your RRSPs.

Topics

  • Options for your own RRSPs
  • Spousal RRSPs or common-law partner RRSPs
  • If you participated in the Lifelong Learning Plan (LLP)
  • The participant of the HBP reaches the age of 71
  • What to do with unused RRSP, PRPP or SPP contributions
  • Registered Retirement Income Fund (RRIF)

Forms and publications

  • Taxes when you retire or turn 65 years old
  • Guide RC4112, Lifelong Learning Plan (LLP)
  • Guide T4040, RRSPs and Other Registered Plans for Retirement


Page details

Date modified:
2025-01-03

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