Determining the capital cost of property in special situations

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Determining the capital cost of property in special situations

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The following topics will help you determine the capital cost of your rental property in certain situations.

Non-arm's length transactions

When you acquire rental property in a non-arm's length transaction, there are special rules for determine the property's capital cost. These special rules do not apply if you get the property because of someone's death.

If you pay more for the rental property than the seller paid for the same rental property, calculate the capital cost as follows:

Capital cost calculation (Non-arm's length transaction)

1. The seller's cost or capital cost

$ Blank space for dollar value
Line 1

2. The seller's proceeds of disposition

$ Blank space for dollar value
Line 2

3. Amount from line 1

$ Blank space for dollar value
Line 3

4. Line 2 minus line 3 (if negative, enter "0")

$ Blank space for dollar value
Line 4

5. Enter any capital gains deductions claimed for the amount on line 4

$ Blank space for dollar value
× 2
$ Blank space for dollar value
Line 5

6. Line 4 minus line 5 (if negative, enter "0")

$ Blank space for dollar value
× 1/2
$ Blank space for dollar value
Line 6

7. Capital cost: line 1 plus line 6

$ Blank space for dollar value
Line 7

You can also buy depreciable property in a non-arm's length transaction from a corporation or from an individual who is not resident in Canada, or from a partnership with no partners who are individuals resident in Canada or with no partners that are other partnerships.

If you pay more for the rental property than the seller paid for the same rental property, calculate the capital cost as follows:

Capital cost calculation (Non-arm's length - Non-resident transaction)

1. The seller's cost or capital cost

$ Blank space for dollar value
Line 1

2. The seller's proceeds of disposition

$ Blank space for dollar value
Line 2

3. Amount from line 1

$ Blank space for dollar value
Line 3

4. Line 2 minus line 3 (if negative, enter "0")

$ Blank space for dollar value
× 1/2
$ Blank space for dollar value
Line 4

5. Capital cost: line 1 plus line 4

$ Blank space for dollar value
Line 5

If you buy depreciable property in a non-arm's length transaction and pay less for it than the seller paid, your capital cost is the same amount as the seller paid. We consider you to have deducted as CCA the difference between what you paid and what the seller paid.

Example

Teresa bought a refrigerator from her father Roman for $400 to use in her rental operation. Roman originally paid $1,000 for the refrigerator and was using it in his rental operations. Since the amount Teresa paid is less than the amount Roman paid, we consider Teresa's cost to be $1,000. We also consider that Teresa has deducted CCA in the amount of $600 in the past ($1,000 - $400).

Grants, subsidies, and other incentives or inducements

You may get a grant or subsidy from a government or a government agency to buy depreciable property. When this happens, the grant reduces the cost of the land and depreciable property proportionately.

Example

You buy a rental property at a cost of $200,000 ($50,000 for the land and $150,000 for the building) and receive a $50,000 grant.

Since the $50,000 grant is split in the same proportion between the land and building as the cost of the property, the purchase price of the land is reduced to $37,500 and the purchase price of the building is reduced to $112,500.

For more information, see Interpretation Bulletin IT-273, Government Assistance - General Comments.

You may get an incentive from a non-government agency to buy depreciable property. If this happens, you can either include the amount in income or subtract the amount from the capital cost of the rental property.

If the purchase price of your property was reduced due to poor quality or other reasons, see Folio S3-F4-C1, General Discussion of Capital Cost Allowance, for more information on how to calculate your capital cost.

Disposing of a building in the year

If you disposed of a building in the year, special rules may apply that make the proceeds of disposition you calculate an amount other than the actual proceeds of disposition. This happens when you meet both the following conditions:

  • You disposed of the building for an amount less than its cost amount, as calculated below, and its capital cost to you; and
  • You, or a person with whom you do not deal at arm's length, owned the land the building is on or the land next to it which was necessary for the building's use.

Calculate the cost amount as follows:

  • if the building was the only property in the class, the cost amount is the undepreciated capital cost (UCC) of the class before you disposed of the building;
  • if more than one property is in the same class, you have to calculate the cost amount of each building as follows:
Capital cost of the building
÷
Capital cost of all the properties in the class that have not been previously disposed of
×
UCC of the class
=
Cost amount of the building

Note

If a building acquired in a non-arm's length transaction was previously used for something other than producing income, the capital cost of such property will need to be recalculated to determine the cost amount of the building.

If you disposed of a building under these conditions and you or a person with whom you do not deal at arm's length disposed of the land in the same year, calculate your deemed proceeds of disposition as shown in Calculation A. If you or, a person with whom you do not deal at arm's length, did not dispose of the land in the same year as the building, calculate your deemed proceeds of disposition for the building as shown in Calculation B.

Usually, you can deduct 100% of a terminal loss, but only 50% of a capital loss. Calculation B ensures that you use the same percentage to calculate a terminal loss on land as you use to calculate a capital loss on a building. As a result of this calculation, you add 50% of the amount on line 5 to the actual proceeds of disposition from the building.

Calculations A & B

Calculation A - Land and building disposed of in the same year

1. FMV of the building when you disposed of it

$ Blank space for dollar value
Line 1

2. FMV of the land just before you disposed of it

$ Blank space for dollar value
Line 2

3. Line 1 plus line 2

$ Blank space for dollar value
Line 3

4. Seller's adjusted cost base of the land

$ Blank space for dollar value
Line 4

5. Total capital gains (without reserves) from any disposition of the land (such as a change in use) in the three year period before you disposed of the building, by you, or by a person not dealing at arm's length with you, to you or to another person not dealing at arm's length with you

$ Blank space for dollar value
Line 5

6. Line 4 minus line 5 (if negative, enter "0")

$ Blank space for dollar value
Line 6

7. Line 2 or line 6, whichever amount is less

$ Blank space for dollar value
Line 7

8. Line 3 minus line 7 (if negative, enter "0")

$ Blank space for dollar value
Line 8

9. Cost amount of the building just before you disposed of it

$ Blank space for dollar value
Line 9

10. Capital cost of the building just before you disposed of it

$ Blank space for dollar value
Line 10

11. Line 9 or line 10, whichever amount is less

$ Blank space for dollar value
Line 11

12. Line 1 or line 11, whichever amount is more

$ Blank space for dollar value
Line 12

Deemed proceeds of disposition for the building

13. Line 8 or line 12, whichever amount is less (enter this amount in Column 3 of Part E of Form T776)

$ Blank space for dollar value
Line 13

Deemed proceeds of disposition for the land

14. Proceeds of disposition of the land and building

$ Blank space for dollar value
Line 14

15. Amount from line 13

$ Blank space for dollar value
Line 15

16. Line 14 minus line 15 (enter this amount on line 9924 of Part F of Form T776)

$ Blank space for dollar value
Line 16

Calculation B - Land and building disposed of in different years

1. Cost amount of the building just before you disposed of it

$ Blank space for dollar value
Line 1

2. FMV of the building just before you disposed of it

$ Blank space for dollar value
Line 2

3. Line 1 or line 2, whichever amount is more

$ Blank space for dollar value
Line 3

4. Actual proceeds of disposition, if any

$ Blank space for dollar value
Line 4

5. Line 3 minus line 4

$ Blank space for dollar value
Line 5

6. Line 5

$ Blank space for dollar value
× 1/2
$ Blank space for dollar value
Line 6

7. Line 4

$ Blank space for dollar value
Line 7

Deemed proceeds of disposition for the building

8. Line 6 plus line 7 (enter this amount in Column 3 of Part E of Form T776)

$ Blank space for dollar value
Line 8

Changing from personal to rental use

If you bought a property for personal use and then started using it in your rental operation in the current tax year, there is a change in use. You need to determine the capital cost of the property at the moment of this change of use.

Capital cost calculation (Change in use)

1. Actual cost of the property

$ Blank space for dollar value
Line 1

2. FMV of the property

$ Blank space for dollar value
Line 2

3. Amount from line 1

$ Blank space for dollar value
Line 3

4. Line 2 minus line 3 (if negative, enter "0")

$ Blank space for dollar value
Line 4

5. Enter any capital gains deduction claimed for the amount on line 4 1

$ Blank space for dollar value
× 2
$ Blank space for dollar value
Line 5

6. Line 4 minus line 5 (if negative, enter "0")

$ Blank space for dollar value
× 1/2
$ Blank space for dollar value
Line 6

7. Capital cost: line 1 plus line 6

$ Blank space for dollar value
Line 7

1 Enter only the amount that relates to the depreciable property.

Note

We consider you to acquire the land for an amount equal to the FMV when you changed its use.

Selling your rental property

If you sell a rental property for more than it cost, you may have a capital gain.

List the dispositions of all your rental properties on Schedule 3, Capital Gains (or Losses).

If you are a partner in a partnership that has a capital gain, the partnership will allocate part of that gain to you. The gain will show on the partnership's financial statements or in box 151 of your Slip T5013, Statement of Partnership Income. Report the gain at line 174 of Schedule 3.

Note

You cannot have a capital loss when you sell depreciable property. However, you can have a terminal loss.

Replacement property

In a few cases, you can postpone or defer including a capital gain or recapture in income. For example, your rental property might be stolen, destroyed, or expropriated, and you replace it with a similar one.

You can also defer a capital gain or recapture of CCA when you transfer rental property to a corporation or a partnership.

Forms and publications

Related topics

Date modified:
2017-01-03