MP, DB, RRSP, DPSP, ALDA, TFSA limits, YMPE and the YAMPE

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MP, DB, RRSP, DPSP, ALDA, TFSA limits, YMPE and the YAMPE

These tables outline the annual money purchase (MP), defined benefit (DB), registered retirement savings plan (RRSP), deferred profit sharing plan (DPSP), advanced life deferred annuity (ALDA), tax-free savings account (TFSA) limits, year's maximum pensionable earnings (YMPE) and the year's additional maximum pensionable earnings (YAMPE).

MP, DB, RRSP, DPSP limits, YMPE and the YAMPE
Year MP limit DB limit RRSP dollar limit DPSP limit
(1/2 MP limit)		 YMPE YAMPE
2026 - 1/9 the money purchase limit $33,810 - - -
2025 $33,810 $3,756.67 $32,490 $16,905 $71,300 $81,200
2024 $32,490 $3,610.00 $31,560 $16,245 $68,500 $73,200
2023 $31,560 $3,506.67 $30,780 $15,780 $66,600 n/a
2022 $30,780 $3,420.00 $29,210 $15,390 $64,900 n/a
2021 $29,210 $3,245.56 $27,830 $14,605 $61,600 n/a
2020 $27,830 $3,092.22 $27,230 $13,915 $58,700 n/a
2019 $27,230 $3,025.56 $26,500 $13,615 $57,400 n/a
2018 $26,500 $2,944.44 $26,230 $13,250 $55,900 n/a
2017 $26,230 $2,914.44 $26,010 $13,115 $55,300 n/a
2016 $26,010 $2,890.00 $25,370 $13,005 $54,900 n/a
2015 $25,370 $2,818.89 $24,930 $12,685 $53,600 n/a
2014 $24,930 $2,770.00 $24,270 $12,465 $52,500 n/a
2013 $24,270 $2,696.67 $23,820 $12,135 $51,100 n/a
2012 $23,820 $2,646.67 $22,970 $11,910 $50,100 n/a
2011 $22,970 $2,552.22 $22,450 $11,485 $48,300 n/a
2010 $22,450 $2,494.44 $22,000 $11,225 $47,200 n/a
2009 $22,000 $2,444.44 $21,000 $11,000 $46,300 n/a
2008 $21,000 $2,333.33 $20,000 $10,500 $44,900 n/a
2007 $20,000 $2,222.22 $19,000 $10,000 $43,700 n/a
2006 $19,000 $2,111.11 $18,000 $9,500 $42,100 n/a
2005 $18,000 $2,000.00 $16,500 $9,000 $41,100 n/a
2004 $16,500 $1,833.33 $15,500 $8,250 $40,500 n/a
2003 $15,500 $1,722.22 $14,500 $7,750 $39,900 n/a
2002 $13,500 $1,722.22 $13,500 $6,750 $39,100 n/a
2001 $13,500 $1,722.22 $13,500 $6,750 $38,300 n/a
2000 $13,500 $1,722.22 $13,500 $6,750 $37,600 n/a
1999 $13,500 $1,722.22 $13,500 $6,750 $37,400 n/a
1998 $13,500 $1,722.22 $13,500 $6,750 $36,900 n/a
1997 $13,500 $1,722.22 $13,500 $6,750 $35,800 n/a
1996 $13,500 $1,722.22 $13,500 $6,750 $35,400 n/a
1995 $15,500 $1,722.22 $14,500 $7,750 $34,900 n/a
1994 $14,500 $1,722.22 $13,500 $7,250 $34,400 n/a
1993 $13,500 $1,722.22 $12,500 $6,750 $33,400 n/a
1992 $12,500 $1,722.22 $12,500 $6,250 $32,200 n/a
1991 $12,500 $1,722.22 $11,500 $6,250 $30,500 n/a
1990 $11,500 $1,722.22 (Old limits) $5,750 $28,900 n/a
TFSA and ALDA dollar limits
Year TFSA dollar limit ALDA dollar limit
2025 $7,000 $180,000
2024 $7,000 $170,000
2023 $6,500 $160,000
2022 $6,000 $160,000
2021 $6,000 $150,000
2020 $6,000 $150,000
2019 $6,000 n/a
2018 $5,500 n/a
2017 $5,500 n/a
2016 $5,500 n/a
2015 $10,000 n/a
2014 $5,500 n/a
2013 $5,500 n/a
2012 $5,000 n/a
2011 $5,000 n/a
2010 $5,000 n/a
2009 $5,000 n/a


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Date modified:
2024-11-29