Principal Issues: Will a plan or arrangement that may make a post-employment payment be an RCA?
Position: Question of fact.
Reasons: The wording of the definition of an RCA in subsection 248(1) of the Act requires that the plan or arrangement be funded in connection with benefits that are to be, or may be, received or enjoyed on, after or in contemplation of a substantial change in services rendered, retirement or loss of employment. The unique facts in each situation must be considered to make a determination